Privacy Notice

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Rev. 01/2011 Print

FACTS

WHAT DOES The State Exchange Bank
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Transaction
  • Account Balances and Checking account information
  • Payment history and Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The State Exchange Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does The State Exchange Bank share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share

Questions?

 Call 588-388-4345 or go to www.stateexchangebank.com
Who we are
Who is providing this notice?

The State Exchange Bank
What we do
How does The State Exchange Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does The State Exchange Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Use your credit or debit card
  • Deposit money or Tell us where to send the money
  • Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
Other important information